Auto Insurance

Reliable Coverage for Every Road Ahead

Whether you're commuting to work, hitting the highway, or just running errands, the right auto insurance keeps you—and your vehicle—protected. At Pennsylvania Insurance Specialists, we help drivers across PA and Ohio find smart, affordable auto insurance that’s built around their needs, not someone else’s checklist. From personal vehicles to classic cars and motorcycles, we’ll help you stay protected with confidence every mile of the way.

Coverage at a Glance

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Auto insurance protects you from unexpected events—on and off the road. Most policies include liability, comprehensive, and collision coverage, plus options like uninsured motorist protection, medical payments, and add-ons like roadside assistance or rental reimbursement. We’ll help you choose the right coverage so you’re protected without overpaying.

More Than Just Everyday Drivers

We offer tailored policies for all kinds of vehicles and drivers, including:

  • Personal Cars & Trucks
  • Classic, Antique & Collectible Autos
  • Motorcycles & Scooters
  • Campers, RVs & Trailers
  • Boats & Watercraft
  • Commercial & Business Vehicles


As independent agents, we shop top-rated insurance carriers to bring you the right coverage at the right price—without cutting corners on protection.

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Curious about our offerings? Don't see something listed here? Give us a call! We're happy to help.

Get a Free Auto Insurance Quote Today

Ready to review your coverage—or get a quote for your next vehicle? Let’s talk. At Pennsylvania Insurance Specialists, we’ll help you find the policy that fits your lifestyle and budget—with support that stays with you long after you hit the road.


Call us at (724) 238-2378 or get your free quote now.

It’s insurance that’s built for real life—and real peace of mind.

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Auto Insurance FAQs

  • Is auto insurance required in Pennsylvania or Ohio?

    Yes—both states require minimum liability coverage. We’ll help you meet legal requirements and explore additional protections that may be right for you.




  • Can I bundle auto with home or renters insurance?

    Absolutely. Bundling policies with the same carrier can unlock savings and make managing your coverage easier.



  • How are premiums calculated?

    Rates are based on factors like your driving history, vehicle type, coverage selections, and where you live. We’ll break it all down and show you how to get the best value.




  • Do I need full coverage?

    “Full coverage” typically refers to a combination of liability, comprehensive, and collision. Whether you need it depends on your vehicle, loan status, and comfort with risk—we’ll guide you through it.