Home Insurance

Protect Your Home with Personalized, Reliable Coverage

Your home isn’t just one of your biggest investments—it’s where life happens. At Pennsylvania Insurance Specialists, we help homeowners across PA and Ohio find flexible, affordable home insurance policies that protect what matters most.

Coverage That Fits Your Life

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Whether you own a single-family home, a rental property, or a seasonal home, we’ll tailor your policy to fit your lifestyle. Need extra protection for valuables? Want to understand what’s included in flood or liability coverage? We’re here to walk you through it, step by step—no jargon, no pressure.

Why Home Insurance Matters

Your home is more than four walls. It’s your foundation—financially and emotionally. A solid home insurance policy protects you from the unexpected, including fire, theft, storms, liability, and more. We’ll help you understand what’s covered, what’s not, and how to get the right balance of protection and price.

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Curious about our offerings? Don't see something listed here? Give us a call! We're happy to help.

Let’s Make Sure You’re Covered

Protecting your home starts with a conversation. Whether you’re buying your first home, updating your current policy, or just want a second opinion—we’re here to help.


Get a Free Home Insurance Quote Today

Call us at (724) 238-2378 or click below to get started. We’ll help you compare options from trusted carriers and find the coverage that fits your home, your needs, and your peace of mind.

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Home Insurance Frequently Asked Questions

  • What does home insurance typically cover?

    A standard policy usually covers the structure of your home, personal belongings, liability protection, and additional living expenses if your home becomes temporarily uninhabitable.



  • Do I need home insurance if my mortgage is paid off?

    While it’s not legally required, going without coverage puts your home and savings at serious risk. We strongly recommend maintaining protection even without a lender requirement.



  • Can I bundle my home and auto insurance?

    Yes! Bundling often helps lower your premiums—and makes managing your policies easier. Ask us about bundling options.



  • What if I have a rental or vacation home?

    We offer coverage for second homes, rental properties, and seasonal residences. Each situation is unique, and we’ll help you find the right fit.