Classic Car Insurance

Protection that values what your vehicle is really worth.

Classic cars aren’t just vehicles—they’re investments, passions, and part of your personal story. At Pennsylvania Insurance Specialists, we offer specialized insurance for antique, classic, and collectible cars that goes beyond standard auto coverage.


Coverage That Matches the Value of Your Ride

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Unlike standard policies, classic car insurance uses agreed value coverage—meaning you and the insurer decide upfront what your vehicle is worth. These policies are designed for limited-use vehicles and may include restoration coverage, spare parts protection, and flexible mileage limits. We’ll help you get the right coverage for your unique ride.

Get a Free Classic Car Insurance Quote

Let’s protect your passion project. Whether it’s vintage, restored, or still in progress, we’ll help you insure it the right way.



Call  (724) 238-2378 or request your quote today.

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Classic Car Insurance FAQs


  • What qualifies as a classic or collectible car?

    Typically vehicles over 20–25 years old, limited production models, or those maintained primarily for shows or leisure use.





  • Can I drive my classic car daily?

    Most classic policies are designed for limited use. If you drive it regularly, you may need a different type of coverage.





  • Is my car covered while being restored?

    Yes—some policies offer restoration protection. Let us know where you are in the process and we’ll match the right plan.