General Liability Insurance
Essential protection for everyday business risks.
General liability insurance helps protect your business from costly claims involving injuries, property damage, and legal disputes. At Pennsylvania Insurance Specialists, we make it easy for businesses across PA and Ohio to get the coverage they need to operate with confidence.
Why General Liability Matters
No matter how careful you are, accidents can happen. A customer could slip in your office, a contractor might damage a client’s property, or someone could claim false advertising. General liability insurance helps cover the costs of legal fees, settlements, and medical expenses—so your business stays protected.
Coverage That Fits Your Business
From retail shops and offices to service-based businesses and contractors, general liability is one of the most important policies you can have. We’ll help you find the right limits and options to match your risk level—without overpaying or leaving gaps in protection.
Get a Free General Liability Quote
Let’s make sure your business is protected from the unexpected. We’ll tailor a policy to meet your needs and industry standards.
Call (724) 238-2378 or request your quote today.
General Liability Insurance FAQs
Is general liability required by law?
Not always, but many clients, vendors, and landlords require proof of general liability before doing business with you.
What does general liability insurance cover?
It typically covers bodily injury, property damage, personal injury (like slander), and legal defense costs.
Is this the same as a BOP or professional liability?
Not exactly. A BOP may include general liability, but also covers property. Professional liability is separate and protects against claims related to professional services or advice.
How much coverage do I need?
It depends on your business size, location, and industry. We’ll help you assess your exposure and choose the right limits.