Commercial Auto Insurance

Keep your business rolling with dependable vehicle coverage.

Whether you operate one vehicle or a full fleet, commercial auto insurance protects your business from the unexpected. At Pennsylvania Insurance Specialists, we help business owners across PA and Ohio find reliable, affordable coverage for company-owned vehicles and drivers.

Coverage That Drives Confidence

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Commercial auto insurance covers vehicles used for business purposes, including cars, vans, trucks, and specialty vehicles. It typically includes liability, collision, comprehensive, medical payments, and uninsured motorist coverage—plus options like hired and non-owned auto insurance for employee-driven or rented vehicles.

Tailored to Your Business Needs

Every business operates differently—and your vehicle coverage should reflect that. Whether you're a contractor on the move, a delivery business, or running a mobile service, we’ll help you choose the right level of protection for your daily operations.

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Get a Free Commercial Auto Insurance Quote

Protect your people, your vehicles, and your bottom line. We’ll help you stay compliant, covered, and confident on the road.


Call (724) 238-2378 or request your quote today.

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Commercial Auto Insurance FAQs

  • What’s the difference between personal and commercial auto insurance?

    Commercial policies are designed for vehicles used in business operations and offer higher limits and specific protections not included in personal auto coverage.

  • Do I need coverage for employees who use their own cars?

    Yes. You may need hired and non-owned auto coverage to protect your business when employees drive their own vehicles for work purposes.

  • Can I insure a fleet of vehicles?

    Absolutely. We’ll help you structure coverage for multiple vehicles and drivers under one policy.

  • Is commercial auto insurance required by law?

    If your vehicle is used for business, yes—it must be insured under a commercial policy to meet state requirements and protect your liability exposure.