Commercial Property Insurance
Protect your physical space—and everything inside it.
Your business relies on more than just people. From buildings and equipment to inventory and furnishings, commercial property insurance helps protect your assets from damage, theft, and unexpected disasters. At Pennsylvania Insurance Specialists, we’ll help you build coverage that keeps your operations running strong.
Coverage for What You’ve Built
Commercial property insurance typically covers damage caused by fire, storms, vandalism, theft, and more. It applies to both owned and leased spaces and can include everything from the building structure to tools, inventory, computers, and signage. If disaster strikes, your policy helps you recover and rebuild without skipping a beat.
Flexible Protection for Any Business Type
Whether you run a storefront, office, warehouse, or workshop, we tailor your property coverage to your space, assets, and risks. Need coverage for tenant improvements, high-value equipment, or business interruption? We’ll make sure nothing important gets left out.
Get a Free Property Insurance Quote
Protect the space that powers your business. We’ll help you understand your options and secure coverage that gives you peace of mind.
Call (724) 238-2378 or request a quote today.
Commercial Property Insurance FAQs
Is commercial property insurance required?
It’s often required by landlords or lenders, and it’s a smart move for any business with physical assets to protect.
What does it cover?
Typically, it covers buildings, equipment, inventory, furnishings, signage, and other business property against covered perils like fire, theft, or weather damage.
Does it cover floods or earthquakes?
Not by default. These require additional policies or endorsements, which we can help you add if needed.
Can I combine this with other business coverage?
Yes! Commercial property is often bundled with general liability in a Business Owners Policy (BOP) for broader, cost-effective coverage.
