Workers’ Compensation Insurance
Protect your team—and your business—when injuries happen.
Workers’ compensation insurance provides coverage for employees who get hurt or become ill on the job. At Pennsylvania Insurance Specialists, we help businesses across PA and Ohio stay compliant, reduce risk, and take care of their teams with smart, affordable workers’ comp coverage.
Coverage That Supports Everyone
Workers' comp helps cover medical bills, lost wages, and rehabilitation for employees after a work-related injury or illness. It also protects your business by covering legal fees if a claim is filed. Whether you have one employee or one hundred, the right policy helps you meet state requirements and create a safer workplace.
Tailored for Your Industry and Team
From construction crews to office staff, every business has different risks. We work with top-rated carriers to match you with a policy that fits your operation, workforce, and payroll—while helping you understand your responsibilities as an employer.
Get a Free Workers' Comp Quote
Let’s make sure you’re covered—and confident. We’ll help you get the right policy in place to protect your people and your business.
Call (724) 238-2378 or request a quote today.
Workers’ Compensation Insurance FAQs
Is workers' comp required in Pennsylvania and Ohio?
Yes—both states require most businesses with employees to carry workers’ compensation insurance. Requirements vary slightly by state and industry.
What does it cover?
It covers medical expenses, partial lost wages, and rehabilitation costs for employees injured or made ill by their work.
Does it protect my business too?
Yes. It can help protect you from lawsuits related to workplace injuries, depending on your state’s laws.
Can you help me calculate payroll for coverage?
Absolutely. We’ll walk you through the process and ensure your policy reflects accurate payroll and risk classifications.
